diff --git a/make_post_sell/static/css/common.css b/make_post_sell/static/css/common.css
index e178ce9..f5facc2 100644
--- a/make_post_sell/static/css/common.css
+++ b/make_post_sell/static/css/common.css
@@ -3296,6 +3296,56 @@ img.crypto-button-icon {
     margin: 0;
 }
 
+/* PayPal checkout: saved banner, save-for-next-time toggle, manage note. */
+
+.cart-paypal-saved-banner {
+    display: grid;
+    grid-template-columns: auto 1fr;
+    align-items: center;
+    gap: var(--space-2, 8px);
+    background: var(--alert-info-bg, #dce8ff);
+    border-left: 4px solid #0070ba;
+    border-radius: var(--radius-md, 8px);
+    padding: var(--space-3, 12px);
+    margin-bottom: var(--space-3, 12px);
+}
+
+.cart-paypal-saved-check {
+    font-size: var(--text-lg, 1.25rem);
+    color: #0070ba;
+}
+
+.cart-paypal-saved-text {
+    font-weight: var(--weight-medium, 500);
+    color: #0070ba;
+}
+
+.cart-paypal-save-row {
+    margin-top: var(--space-3, 12px);
+}
+
+.cart-paypal-save-label {
+    display: grid;
+    grid-template-columns: auto 1fr;
+    align-items: center;
+    gap: var(--space-2, 8px);
+    cursor: pointer;
+    font-size: var(--text-sm, 0.875rem);
+    color: var(--text-body, #515151);
+}
+
+.cart-paypal-save-label input[type="checkbox"] {
+    cursor: pointer;
+    margin: 0;
+}
+
+.cart-paypal-manage-note {
+    margin: var(--space-5, 20px) 0 0 0;
+    font-size: var(--text-sm, 0.875rem);
+    color: var(--text-secondary, #666);
+    text-align: center;
+}
+
 @media (max-width: 640px) {
     .billing-actions {
         grid-template-columns: 1fr;
diff --git a/make_post_sell/templates/cart_checkout.j2 b/make_post_sell/templates/cart_checkout.j2
index eebd02c..b634582 100644
--- a/make_post_sell/templates/cart_checkout.j2
+++ b/make_post_sell/templates/cart_checkout.j2
@@ -66,32 +66,26 @@
   {% if paypal_enabled and request.shop and request.shop.is_paypal_ready and cart.requires_payment %}
   <br/>
 
-  {# Saved PayPal status or save checkbox #}
+  {# Saved-PayPal banner shows above the button as confirmation. #}
   {% if paypal_user_shop and paypal_user_shop.has_saved_payment_method %}
-    {# User has PayPal saved #}
-    <div style="margin-bottom: 15px; padding: 12px; background-color: #f0f7ff; border-left: 4px solid: #0070ba; border-radius: 4px;">
-      <div style="display: flex; align-items: center; gap: 8px;">
-        <span style="font-size: 20px;">✓</span>
-        <span style="font-weight: 500; color: #0070ba;">PayPal saved for quick checkout</span>
-      </div>
-      <small style="display: block; margin-top: 4px; color: #666;">
-        Click the PayPal button below to complete your purchase
-      </small>
-    </div>
-  {% else %}
-    {# User does not have PayPal saved - show checkbox #}
-    <div style="margin-bottom: 15px;">
-      <label style="display: flex; align-items: center; gap: 8px; cursor: pointer;">
-        <input type="checkbox" id="save-paypal-checkbox" name="save_paypal" value="true" style="cursor: pointer;">
-        <span>💾 Save PayPal for faster checkout next time</span>
-      </label>
-      <small style="display: block; margin-left: 24px; color: #666; margin-top: 4px;">
-        You can manage saved payment methods in your account settings
-      </small>
+    <div class="cart-paypal-saved-banner">
+      <span class="cart-paypal-saved-check">&#10003;</span>
+      <span class="cart-paypal-saved-text">PayPal saved for quick checkout</span>
     </div>
   {% endif %}
 
   <div id="paypal-button-container"></div>
+
+  {# Save-for-next-time toggle lives *under* the PayPal button so the
+     primary action stays at the top. #}
+  {% if not (paypal_user_shop and paypal_user_shop.has_saved_payment_method) %}
+    <div class="cart-paypal-save-row">
+      <label class="cart-paypal-save-label">
+        <input type="checkbox" id="save-paypal-checkbox" name="save_paypal" value="true" />
+        <span>💾 Save PayPal for faster checkout next time</span>
+      </label>
+    </div>
+  {% endif %}
   {# disable-funding=paylater,card hides the secondary "Pay Later" and
      "Debit or Credit Card" Smart Buttons so only the single yellow
      PayPal button renders. Credit-card checkout flows through Stripe. #}
@@ -282,6 +276,12 @@
   {% endif %}
 
   {# Show pending crypto quotes if user has any #}
+  {% if paypal_enabled and request.shop and request.shop.is_paypal_ready and cart.requires_payment %}
+  <p class="cart-paypal-manage-note">
+    You can manage saved payment methods in your <a href="/billing" class="shop-theme-link-color">account settings</a>.
+  </p>
+  {% endif %}
+
   {% if pending_crypto_quotes %}
   <div class="warning-banner-alt">
     <h3>📋 Pending {{ pending_crypto_quotes[0].coin_type }} Payment</h3>