diff --git a/make_post_sell/static/css/common.css b/make_post_sell/static/css/common.css
index 028e988..8946510 100644
--- a/make_post_sell/static/css/common.css
+++ b/make_post_sell/static/css/common.css
@@ -3189,6 +3189,13 @@ img.crypto-button-icon {
     font-weight: var(--weight-bold, 700);
 }
 
+.product-add-disabled-note {
+    margin: var(--space-2, 8px) 0 0 0;
+    font-size: var(--text-sm, 0.875rem);
+    color: var(--text-secondary, #666);
+    max-width: 30em;
+}
+
 .cart-negotiation-deadline {
     grid-column: 1 / -1;
     margin: var(--space-3, 12px) 0 0 0;
diff --git a/make_post_sell/templates/product.j2 b/make_post_sell/templates/product.j2
index ea502bf..a23ad5f 100644
--- a/make_post_sell/templates/product.j2
+++ b/make_post_sell/templates/product.j2
@@ -201,6 +201,15 @@
       {% endif %}
     {% endif %}
 
+    {# Disable Add To Cart when the active cart is locked to an
+       accepted offer / auction. The cart total is overridden by the
+       negotiated amount regardless of quantity, so adding another
+       unit (same or different product) would let the buyer walk away
+       with more merch than they paid for. Disable + caption rather
+       than hiding the button so the affordance stays visible. #}
+    {% set cart_is_negotiated = request.active_cart and request.active_cart.is_negotiated %}
+    {% set cart_negotiation_kind = request.active_cart.negotiation_kind if cart_is_negotiated else "" %}
+
     {% if product.is_physical %}
       {# MPS-20 + MPS-21: physical Add To Cart only renders when
          pricing_mode permits direct purchase (modes 0, 2, 4).
@@ -212,8 +221,11 @@
 <form method="POST" action="{{ request.route_url('cart_add_product') }}">
   {% include "snippets/csrf.j2" %}
   <input type="hidden" name="product_id" value="{{ product.id }}">
-  <button type="submit" class="product-download-button mps-button">Add To Cart</button>
+  <button type="submit" class="product-download-button mps-button"{% if cart_is_negotiated %} disabled{% endif %}>Add To Cart</button>
 </form>
+          {% if cart_is_negotiated %}
+          <p class="product-add-disabled-note">Your active cart is locked to an accepted {{ cart_negotiation_kind }}. Save or check out that cart before adding other items.</p>
+          {% endif %}
         {% else %}
           <button class="product-download-button mps-button sold-out-button" disabled>Sold Out</button>
           {% if request.shop.shop_locations.all()|length > 1 %}
@@ -227,8 +239,11 @@
 <form method="POST" action="{{ request.route_url('cart_add_product') }}">
   {% include "snippets/csrf.j2" %}
   <input type="hidden" name="product_id" value="{{ product.id }}">
-  <button type="submit" class="product-download-button mps-button">Add To Cart</button>
+  <button type="submit" class="product-download-button mps-button"{% if cart_is_negotiated %} disabled{% endif %}>Add To Cart</button>
 </form>
+        {% if cart_is_negotiated %}
+        <p class="product-add-disabled-note">Your active cart is locked to an accepted {{ cart_negotiation_kind }}. Save or check out that cart before adding other items.</p>
+        {% endif %}
 {% endif %}
     {% endif %}
 
diff --git a/make_post_sell/tests/test_functional.py b/make_post_sell/tests/test_functional.py
index 605fb08..4dc28e1 100644
--- a/make_post_sell/tests/test_functional.py
+++ b/make_post_sell/tests/test_functional.py
@@ -7090,6 +7090,57 @@ class TestOfferCheckout(_AuthenticatedBase):
         self.dbsession.refresh(cart)
         self.assertEqual(cart.get_product_quantity(product), 1)
 
+    def test_product_page_disables_add_to_cart_on_negotiated_cart(self):
+        """When the active cart is locked to an accepted offer, the
+        product page renders Add To Cart with `disabled` and a one-line
+        caption explaining why. Per fox: disable, don't hide — the
+        affordance stays visible so the user knows the option exists
+        and what action will re-enable it.
+
+        The offer-only product itself doesn't have an Add To Cart button
+        (offer-only mode hides it). So we check a *second* buy-now
+        product on the same shop — the realistic flow: buyer accepted
+        an offer on product A, browses product B and tries to add it
+        normally.
+        """
+        from ..models.product import Product
+        import json
+
+        offer_id = self._accepted_offer()
+        # _accepted_offer left user1 (seller) logged in. Add a second
+        # buy-now product to the same shop before the buyer logs in.
+        from ..models.offer import get_offer_by_id
+        offer = get_offer_by_id(self.dbsession, offer_id)
+        shop = offer.shop
+        other = Product(title="Buy now item", description="...")
+        other.shop = shop
+        other.price_in_cents = 500
+        other.is_physical = False
+        other.is_sellable = True
+        other.pricing_mode = 0
+        other.json_file_metadata = json.dumps(
+            {"originals": {}, "extensions": {"product": "pdf"}},
+        )
+        self.dbsession.add(other)
+        self.dbsession.flush()
+        other_id = other.uuid_str
+        other_slug = other.slug
+        transaction.commit()
+
+        self.testapp.get("/log-out")
+        self.log_in_user(self.user2_creds)
+        self.testapp.post(f"/o/{offer_id}/checkout", status=302)
+
+        body = self.testapp.get(
+            f"/p/{other_id}/{other_slug}", status=200
+        ).body.decode()
+        self.assertIn("Add To Cart", body)
+        self.assertRegex(
+            body,
+            r'<button[^>]*\bdisabled\b[^>]*>Add To Cart</button>',
+        )
+        self.assertIn("locked to an accepted offer", body)
+
     def test_negotiated_cart_refuses_quantity_bump(self):
         """Same defense for /cart/{id}/quantity — the buyer can't bump
         quantity directly on the cart page either.